Real-estate sales:

A vendor has had his house on the market for nearly a year at $200,000 & the best offer he has had to date is $175,000 CA$H.  

Now the vendor of the house is prepared to accept 50,000 TradeDollars as a deposit as the vendor can see other goods & services in the TradeDollars.com market place that he could use or he trades his TradeDollars into another property.

The TradeDollars.com virtual economy opens up a lot more opportunities to potential customers that can now afford to purchase his property through alternative financing.  

The vendor might even want to become the bank himself (if they have enough equity stored in the house) & lend to the purchaser the remaining $150,000 in CA$H on the purchase of his house under certain contractual conditions that are agreeable to both parties.  

If the vendor doesn't want to become the bank the purchaser has the deposit 50,000 TradeDollars & only has to borrow the remaining $150,000 CA$H from the Bank.

If the purchaser defaults on the home loan agreement due to bad luck (lost his job, had an accident, etc,) the vendor gets his house back to sell again & keeps all the weekly &/or monthly payments made up to that point in time that was mutually agreed to in the contract.  The purchaser is freed of any debt or commitments to try again with good credit rating still in tact. 

E.g. A potential buyer would love to purchase his house but doesn't have the CA$H deposit.  The purchaser has the income to maintain the loan & other assets eg: (car, boat & a motor bike) he would like to use as a deposit but the vendor doesn't want them.  

The purchaser could try & exchange his assets for CA$H by advertising in a competitive market place where CA$H is scarce & cars, boats & motor bikes are plentiful like the local newspaper, etc.  The purchaser would probably come up short of a deposit.  

If the purchaser tried to sell his assets into a less competitive market where cars, boats & motor bikes are scarce he would get a better price Eg: (The TradeDollars.com virtual economy).

Those people in the market place (TradeDollars.com) wishing to purchase the car, boat &/or motor bike would have had to sell something else of value into the market place to have enough TradeDollars to purchase the car, boat &/or motor bike.

TradeDollars.com is a fully funded economy (no debt).  If you don't offer something of value you don't get TradeDollars.  No give No get No Debt.

The purchaser has also been shopping at all the local small businesses around town that have been offering 10% back in TradeDollars for his CA$H business & has saved 2,000 TradeDollars to put towards the deposit.

The purchaser still has come up short so he has been going to all the garage sales & auctions looking for bargains that are wanted, needed or desired within the TradeDollars.com virtual market place.  He purchases goods @ around $0.20 CA$H & sells them for 1.00 TradeDollars & raised another 10,000 TradeDollars  at a cost to him of $2,000 CA$H.

The vendor accepts the purchasers offer of $150,000 CA$H & 50,000 TradeDollars.  The best offer he has had to date & moves on.