Trading Example:

You have some excess idle goods in you garage;  push bike, fridge, computer, exercise equipment & some old furniture that you believe is worth about $1,000.  You put an add in the paper @ a cost of about $35.

Early Saturday morning the phone rings & cars start pulling up out the front.  Bargain hunters looking for a steal so they can maybe on sell or keep.  They are up early & doing the rounds, they have cash which is in more demand than the goods for sale are.  

So you have to drop your price to be competitive or keep placing costly adds every weekend & getting up early & receiving phone calls at all times & having lots of strangers come & go.  You find that your goods are only worth $330.  You go to cash converters & second hand dealers & are offer $200.

TradeDollars.com:  You place a free add in the directory.  People e-mail you.  In your own time you get around to answering them.  To your amazement some traders ask a few question maybe see a picture of the goods & purchase the lot @ or near it's true value.  They then come around @ a time covenant to you to finalise the transaction & take the goods.  

You remove the add from the TradeDollars.com classified adds.  Your now have 800 to 1,000 to spend on other goods & services.  You may want to put the TradeDollars towards a deposit on a house or purchase accommodation package for a holiday or save them to help purchase Christmas presents.

Example:

If a vendor is trying to sell his house and a potential buyer would love to purchase his house but doesn't have the cash deposit.  The purchaser has other assets eg: (car, boat & a motor bike) he would like to use as a deposit but the vendor doesn't want them.

The purchaser could try & exchange the assets for cash by advertising in a competitive market place where cash is scarce & cars, boats & motor bikes are plentiful.  The purchaser would probably come up short of a deposit.  

If the purchaser tried to sell his assets into a less competitive market where cars, boats & motor bikes are scarce he would get a better price Eg: (The TradeDollars.com virtual economy or market place).

Those people in the TradeDollars.com market place wishing to purchase the car, boat &/or motor bike would of had to of sold something else of value into the market place to have enough TradeDollars to purchase the car, boat &/or motor bike.  Filling up the TradeDollars.com virtual economy with a greater variety of goods & services to choose from.  

The more members of the TradeDollars.com virtual market place or community the greater the acceptance is given to the TradeDollars as a store of value.

TradeDollars.com is a fully funded economy (no debt).  If you don't offer something of value you don't get TradeDollars.  No give no get.

Now the vendor of the house is prepared to except TradeDollars as a deposit as the vendor can see other goods & services in the TradeDollars.com economy that he could use. 

The vendor might even want to become the bank himself & lend to the purchaser the remaining amount on the purchase of his house under certain conditions.  If the purchaser defaults on the home loan agreement the vendor gets his house back to sell again & keeps all the TradeDollars deposit & weekly &/or monthly payments made up to that point in time.  

The purchases has defaulted on the loan agreement & loses the TradeDollars deposit plus payments made to date.  On the positive side the purchaser is no longer in debt or any chance of getting into deeper debt.